Fund Portfolio

Know more about the various fund options available to you and their Investment Objectives, Asset Allocation and Risk Profile

 

FUND OPTIONS FOR SAVINGs PLANS & CHILD PROGRESS PLANS

 

Fund Name

Investment Objective

Asset Allocation

Risk Profile

Debt Fund
(ULIF00127/08
/08FIXEDIFUND140)

To generate steady returns at lower risk by investing in a range of debt securities.

Govt. Securities: 50%-100%, Corporate Bonds: 0%-50%, Equity: Nil, Money Market Instruments/Cash: 0%-40%

Low

Liquid Fund
(ULIF00920/01
/11LIQUIDFUND140)

To generate steady return at lower risk by investing in a range of short-term debt/liquid money market securities

T-Bill/Money Market/Cash: 100%

Low

Balance Fund
(ULIF00227/08
/08BALANCFUND140)

To generate balanced returns by investing in debt securities to provide stability and by investing in equities to provide potentially enhanced returns through capital appreciation

Govt. Securities: 20%-50%, Corporate Bonds: 0%-50%, Equity: 10%-50%, Money Market Instruments/Cash: 0%-40%

High

Growth Fund
(ULIF00327/08
/08GROWTHFUND140)

To generate higher returns through capital appreciation in the long term by investing in diversified equities. Debt investment will provide relatively more stability and diversification

Govt. Securities: 10%-30%, Corporate Bonds: 0%-30%, Equity: 40%-80%, Money Market Instruments/Cash: 0%-40%

Very High

Large-Cap Fund
(ULIF00427/08
/08LARCAPFUND140)

To generate higher returns through capital appreciation in long term from a diversified equity portfolio

Govt. Securities: Nil, Corporate Bonds: Nil, Equity: 60%-100%, Money Market Instruments/Cash: 0%-40%

Very High

Discontinued UL Policy Fund
(ULIF01024/02
/11DISCONFUND140)

To generate steady return at lower risk by investing in a range of short-term debt securities to meet the minimum guarantee of 3.5% p.a.

Money Market/Cash: 100%

Low

 

 

FUND OPTIONS FOR RETIREMENT PLANS

 

Fund Name

Investment Objective

Asset allocation

Risk Profile

Pension Debt Fund
(ULIF00509/02
/09PENDEBFUND140)

To generate steady return at lower risk by investing in a range of debt securities.

Govt. Securities & Corporate Bonds: 60% to 100% Money Market/Cash: 0% to 40%

Low

Pension Balance Fund
(ULIF00609/02
/09PENBALFUND140)

To generate balance return by investing in debt securities to provide stability and by investing in equities to provide potential to enhance the return through capital appreciation.

Equity: 10% to 40% Govt. Securities & Corporate Bonds:20% to 90% Money Market/cash: 0% to 40%

High

Pension Growth Fund
(ULIF00709/02
/09PENGROFUND140)

To generate higher return through capital appreciation in long term by investing in a diversified equities. Debt investment will provide a little stability and diversification.

Equity: 40% to 80% Govt. Securities & Corporate Bonds:0% to 60% Money Market/cash: 0% to 40%

Very High

Pension Dynamic Equity Fund
(ULIF00809/02
/09PENDYEFUND140)

To generate higher return through capital appreciation in long term from a diversified equity portfolio

Equity: 0% to 100% Money Market/cash: 0% to 100%

Very High

 

 

Note: Investment Policy of Discontinued Policy Fund

The asset allocation in the Discontinued Policy Fund will be up-to 100% in Cash and Money Market instruments. A fund management charge of 0.50% (or such other rate as may be prescribed by the IRDA) per annum will be applicable on Discontinued Policy Fund.