Key Features


  • Financial Protection at a nominal cost
  • Assured Monthly Income Benefit till the end of the policy term to take care of recurring expenses in case of your absence.
  • Lump Sum Benefit equal to 20 times the monthly benefit income chosen, in case of an unfortunate eventuality to take care of immediate expenses
  • Guaranteed income for a minimum of 48 months over and above the lump sum payout even if claim occurs in the last 4 years of the Policy
  • Additional risk coverage through a choice of riders – DHFL Pramerica Critical Illness Rider and DHFL Pramerica Accidental Death Benefit Rider
  • Tax Benefits as per prevailing tax laws